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If you are looking at ways to save on car insurance, a lot of people are tempted to opt for a classic or red vehicle. They often believe that insurance companies will be keen to offer them lower premiums if they have this sort of vehicle on their policy. However, it is important to note that the amount you pay for your cover will depend on a number of factors, and the amount you are offered may not be as low as you think.The first thing to bear in mind is that the colour of your car is important to insurers. A lot of people associate these vehicles with speed and danger, and this is certainly true. This is why they are often targeted by thieves. But they can also be an indicator of a safer driver. Insurers will consider a vehicle safer to drive, as well as being less likely to be involved in a crash.So how does this relate to your car insurance? If you have a red vehicle, you are seen as more risky to other drivers. They will assume that you speed through everything, and drive aggressively. This is something that is taken into account when insurance premiums are set. This means that if you want cheaper quotes, you could be better off selecting a different vehicle.It is also worth remembering that the police tend to give tickets to drivers with red cars. This is because they tend to believe that drivers like the flashy look of the much louder and more compact red cars. But should you do get stopped for speeding, the effect will be the same. You will have your car insurance raised, and you will have to pay higher premiums. Even if you are lucky and do not get caught, the damage to your car and the additional expenses could end up being greater than the added premium.So how does this impact you? If you have an older vehicle, then you might be better off buying a new one. This will help you reduce the cost of your insurance. However, it is important to remember that if you choose a car, you will still have to take the time to ensure that the vehicle is roadworthy. Any faults in the car need to be checked by a mechanic before you leave the lot. If any problems are found, they can be quickly repaired, so you do not risk further damage being done.If you have a newer vehicle, then your best bet would be to look into leasing or renting out the car. A great way of saving money on your insurance is by not using it as your primary residence. Instead, Ohio Car Insurance can let the car stay at another address. This will be seen as a lesser risk to the insurer, and will result in lower insurance costs.If you do want to keep your car, then you can consider taking an online test to find out what your insurance would cost. This can show you how much money you could save by driving another vehicle. However, you should bear in mind that this type of policy may only cover you for the third party.If you would rather go for full coverage insurance, then this would cost more, but it will also give you complete protection. Before you purchase this policy, it is wise to take a test drive with a professional insurance advisor. It will give you a good idea of what the premiums will be like. This can then help you decide if it is the right option for you.