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It is no secret that most people are paying too much for their auto insurance. They either do not know how much they could be saving, or they have been misinformed by the salesman. If you want to get a better deal on your auto insurance, then there are a few things you can do. These tips will help you get a better rate and may save you a bundle as well. Here are some tips from Dave roadside.First, check your credit. It may not seem like it, but if you have bad credit, you may pay a lot more for insurance. Try to fix your credit and get a good score. A higher score may mean that you qualify for better discounts and rates.Second, don't purchase an expensive new car. Most insurance companies will look at the value of your car when they are considering you for insurance. Cheap cars are viewed as less safe and more of a risk, so most insurance companies will raise the rates for these cars.Third, make sure your car is secure. You don't want to get in an accident and need to replace the whole thing. Get an alarm system or an immobilizer that will give you extra time to get to your destination. If your car has an alarm, then this may be taken into consideration. If your car is stolen or vandalized, your insurance premiums may increase dramatically. Make sure you lock your car doors when you leave it.Fourth, call around and ask around. Look at several different auto insurance companies and find out how much they charge and what types of policies they have. Call around and compare rates to see which ones will give you the best deal. The more you know about insurance companies, the better able you will be to shop around for the best price.Fifth, always be careful with your paperwork. Write up a list of every transaction you make for your self insurance policy. It may sound obvious, but you'd be surprised how many people forget to cancel a previous insurance policy or to file a claim. Take the time to make sure all of your paperwork is in order.Sixth, shop around. Many insurance companies offer specials that you may qualify for. Check out your options and call around to get quotes from a number of different insurance companies. You can even fill out a free rate quote online that way.If you follow some of the tips mentioned here, getting a cheap self insurance auto policy should not be a problem. You can use self-insurance as a way to supplement your income if you lose your job. Or, if you just want to have insurance for your car but not for other types of emergencies, then you can purchase a liability only policy and call your auto insurance company for a quote. Remember, however, that your credit score can make a big difference when it comes to getting cheaper insurance.car insurance las vegas cheap may offer you a good deal if you agree to pay your premiums in monthly installments. In this case, you would have to pay a larger sum of money upfront, but you will not have to pay that large sum every month. Insurance companies may also be willing to work with you if you want to set up a joint insurance policy. This means you pay the same amount every month, but they will pay for your medical bills, damage from fire or theft, and so on, if anything happens to you or your car.As mentioned above, some insurance companies offer special discounts for students. In fact, there are several insurance companies that specifically target students. This makes sense because students are usually less reckless and more cautious drivers, which is why they are considered a lower risk population by most insurance companies. Be sure to check out all of your options before signing up. You can also talk with representatives from insurance companies to find out which ones have the better deals and what types of discounts you might qualify for.Many people think that it is better to shop for a self-insurance auto quote over the internet. However, shopping online for an insurance policy is not that bad, especially if you know what you are doing. There are many websites that allow you to get several different quotes, so you can see which company has the better deal. Also, many companies have tools available for you to enter your information and receive multiple quotes as well.Finally, remember to never sign up for a self-insurance policy until you have received all of the quotes you are interested in. Sometimes you will need to verify information, and it is possible that certain companies will refuse to pay out if they find something wrong. In the end, though, you will be better off if you simply visit the insurance company or send them a letter. Either way, you will most likely end up with a great deal.